Project Report Format for Bank Loan: 14 Sections Explained
Banks reject reports that don’t follow the expected structure. Here is the standard project report format accepted by SBI, PNB, Bank of Baroda, Canara Bank and most lenders.
The 14 sections
- Executive Summary
- Promoter Profile
- Business Description
- Market & Industry Analysis
- Technical Feasibility
- Project Cost
- Means of Finance
- Projected Profit & Loss (5 yr)
- Projected Balance Sheet
- Projected Cash Flow
- CMA Data
- DSCR & Repayment Schedule
- Break-Even Analysis
- SWOT & Conclusion
Where files go wrong
Balance sheets that don’t balance across years, missing CMA data, and over-optimistic sales. See a filled project report format with sample numbers to benchmark yours.
Faster route
Instead of building all 14 sections manually, generate a complete bank-ready project report with the financials linked correctly.
FAQ: Is the format the same for every bank?
Largely yes — the CMA and financial format is standardised; only scheme-specific annexures change.
